The Capitalmind Liquid Fund is a type of mutual fund that invests primarily in short-term debt and money market instruments such as Treasury Bills, Commercial Papers, and Certificates of Deposit. It is designed to offer high liquidity and low risk, making it an ideal option for parking surplus cash over short durations.

Liquid funds generate returns through interest income and modest price appreciation on the underlying debt instruments. Since these funds invest in high-quality, short-term securities, returns are generally moderate, stable, and typically higher than those from savings or current accounts.

The Capitalmind Liquid Fund is best suited for short-term investments, ranging from a few days to a few months. It is ideal for investors seeking better returns than bank accounts or short-term deposits, without taking on significant risk. The fund can also serve as an effective emergency corpus due to its quick liquidity.

Liquid funds are generally low-risk, though not completely risk-free. They may carry interest rate and credit risks based on the securities held. However, SEBI regulations mandate that these funds invest in high-quality, short-duration instruments, helping minimize overall risk. At Capitalmind, we position our Liquid Fund within the PRC A-1 matrix, adhering to stricter credit and regulatory standards compared to peers.

This fund is suitable for: Investors looking to park money for the short term with a low to moderate risk profile. Corporates seeking to deploy excess cash currently earning zero interest in current accounts, with the flexibility to redeem funds anytime. Investors planning a Systematic Transfer Plan (STP) into our Equity or Hybrid Funds over time.

Investments start from ₹5,000, making it accessible for both individuals and institutions.

Capitalmind Flexi Cap Fund relies on a quantitative core with a human in the loop. We follow a rules-based framework that scans the entire listed universe. When momentum is strong we lean into it. When conditions change we shift toward other factors such as low risk, quality, or value if they offer a better risk-reward trade-off. As a flexi-cap fund we can allocate across large, mid, and small-cap stocks in any sector. In rough markets we may add hedges that help soften volatility.

The fund suits investors who have a horizon of at least ten years. Also, see if these things resonate with your investing style.

• You may (or may not) already own other equity investments, and you want meaningful diversification.
• You understand how quantitative strategies differ from traditional bottom-up approaches.
• You keep realistic expectations for long-term returns. Most importantly, you are willing to stay invested through the inevitable ups and downs that create those returns.

All investments are not for everyone. You should not invest if:

• You check your portfolio value every day.
• You search for “best performing funds this year” every April.
• Last year’s return controls this year’s risk appetite.
• You think long term means one or two years.
• Your expectations for long-term returns are far above historical averages.

The fund is agnostic to market cap and sector. It is not a thematic fund and does not allocate based on any single theme. Back tests show the portfolio usually stays well diversified across market caps and sectors.

We avoid predicting returns. Over the long run equity results follow economic growth and corporate profits. Our benchmark is the NSE 500, the market-cap-weighted index of India’s largest 500 companies. As an active fund we aim to deliver higher risk-adjusted returns than this benchmark. There will still be stretches of one, three, or even five years when the fund trails the benchmark.

Volatility is inherent to equity markets and a source of their long-term return. We manage it in two ways. First, we switch between our primary factor, momentum, and alternate factors such as low risk, quality, or value based on quantitative signals. Second, we hedge part of the exposure when markets are weak. These rules have been tested on fifteen years of data. They aim to reduce drawdowns, not remove them. Over a full cycle we expect declines similar to the benchmark while seeking better risk-adjusted returns.